If you're a new customer of Progressive, you'll see your car insurance premium increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time. Keep your costs low and your coverage ongoing by following these five steps when canceling your car insurance in Progressive. If you cancel during the middle of the policy term, Progressive Insurance will refund premiums for unused days, less cancellation fees. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date.
Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. Stopping using Progressive Insurance midway through the term of your auto policy could result in a cancellation fee. Depending on your insurance company, you may be able to cancel your policy by calling your insurer or agent. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state. If you have boat insurance or home insurance with Progressive, the measure could increase your rates on those other policies. Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage midway through the policy. You'll talk to an agent who will need your name, date of birth, Social Security number, and Progressive Insurance car policy number.
If you already have that replacement coverage insured, you can cancel your Progressive insurance the same day you call. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, the term of the policy, and how often you pay the premium. Increases in auto insurance rates are often related to increases in the policyholder's insurance risk.