What do I need to remove a driver from my policy? To remove someone from your policy, you'll likely need proof of new insurance, proof of new residence, proof of death, or a signed moving application. If your child is going to college, you can remove it from your policy, but it might not be a good idea. If they carry a car with them or are going to use yours when they visit your home, you should include them in your policy. Some insurance companies offer a substantial discount for people whose college-age children go to school at least 100 miles from home, which could help you save money while allowing your child to stay on their policy.
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ET If you are using a screen reader and are having problems using this website, call 1-855-695-2255 for assistance. If someone in your household has purchased their own insurance policy, wait for your insurance company to ask you for proof of their new insurance before allowing you to remove it from your coverage. If they drive their car and cause an accident, they won't have coverage, which means they'll have to pay the cost of the accident out of pocket and could face the consequences of driving without insurance. This also means that the insurance company will not consider the information of the excluded driver when setting your car insurance rates, since the excluded driver will not be covered.
To compare quotes from different auto insurance companies, enter your zip code on this page to use the free quote tool. However, if your friend's car breaks down and you decide to lend them yours for a couple of weeks to go to work, then your friend will be considered a regular driver and you will most likely have to add it to your car insurance policy as a registered driver. Driving without car insurance is illegal in most states, which means that removing someone from your policy without their knowledge could break the law. However, if they come to visit and you lend them your vehicle, your car insurance company may still cover them as a permissive driver if they are involved in an accident.
Your driving record won't affect your insurance premiums and your insurance won't cover any accidents they cause with your vehicle. There are a couple of ways you can save money on your car insurance policy if you have to add a teenage driver. An excluded driver is someone who is specifically excluded from your car insurance policy and is not covered by your insurance. He grew up with insurance talks as part of his daily conversation and has studied to gain in-depth knowledge of the laws and dynamics of insurance specific to each state, as well as a broad understanding of how insurance adapts to each person's life, from budgets to levels of coverage.
If you think the price they offer you is too expensive, you can choose to collect quotes and compare car insurance companies.
