Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. No, vehicle registration and car insurance are not the same thing, but they are related. Showing proof of insurance that meets your state's minimum requirements is part of the BMV or DMV vehicle registration process.
Additional steps include providing proof of ownership (car title), passing a vehicle inspection, and paying any fees. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. You can change insurers at any time, even if you just renewed your policy with another insurance company.
However, an insurer may decide not to insure a person whose name is not on the vehicle registration. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Most states require minimum auto insurance and vehicle registration coverage, so it's important to have proof of insurance and registration when driving. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.
In the insurance world, claims are commonly referred to as losses, and the amount of losses a particular brand and model has can affect the cost of insuring. For example, Progressive allows 30 days, which means that if you file a claim within that period, your new car will continue to be covered in the same way as your old vehicle. If you're currently insured with another insurance company, you can simply start a new policy with your new car. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
