The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. You can easily add the vehicles you own to your existing insurance policy.
Depending on the state and the insurer, you may also be able to insure someone else's vehicle if you keep it in your home and the landlord lives with you. Established in 1916, Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for its exceptional financial strength and stability, it is among the largest insurers in the country and offers insurance to nearly 3 million insured persons. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them.
By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.