According to our research, Progressive offers the best car insurance in Michigan. We also found that USAA, Auto Owners Insurance and State Farm offer robust auto coverage at affordable rates for drivers in the Great Lakes state. SECURA Insurance and USAA are the cheapest Michigan auto insurance companies for good drivers, among the companies we analyzed. Average rates in the Great Lakes state are relatively high, but looking for the cheapest car insurance companies in Michigan could help you get a lower premium.
With Michigan's generally high prices, drivers can look for discounts on auto insurance to find relatively cheap car insurance, at least relative to state averages. Insurance companies only apply this evaluation to Michigan drivers who choose to keep PIP benefits for life. Car insurance rates are complex and numerous factors contribute to the high average costs in Michigan, including an estimated high percentage of uninsured drivers. Michigan state averages are based on Allied, Auto-Owners, Bristol West, Donegal Mutual, Farm Bureau Insurance of Michigan, Farmers, Frankenmuth Mutual, Fremont Mutual, Fremont Mutual, Geico, Grange Mutual, Hastings Mutual, MEEMIC, Nationwide, Pioneer State Mutual, Progressive, SECURA Insurance, State Farm, Travelers, USAA, Westfield and Wolverine Mutual.
The Michigan insurance department is responsible for monitoring insurance companies and handling complaints against them. MoneyGeek's ratings for the best auto insurance companies in Michigan consider claim ratings, customer satisfaction, and average rates. Auto-Owners Insurance Co is the winning company for the cheapest car insurance in Michigan that meets the state's minimum requirements. State Farm is the nation's largest insurance provider and offers all the auto insurance policies you would expect, including standard coverages and add-ons such as roadside assistance, rental reimbursement, rideshare insurance and more.
The table below shows the estimated rates for car insurance with full coverage for a 35-year-old driver in the state of the Great Lakes. MoneyGeek collected average car insurance quotes for a sample driver in many locations in Michigan, but not across the state. MoneyGeek analyzed quotes for car insurance policies with full coverage in many places to obtain an example of a driver and compiled user ratings on user satisfaction and claims from J. Provoking a car accident that causes injury to another person will make it difficult to find cheap car insurance.