Auto policies can't be canceled online, but you can cancel your policy by phone, mail, or email. If the insurance company cancels your policy, you'll normally get a refund from car insurance, unless they cancel the policy for non-payment. If payment doesn't occur, you won't receive any refund and you'll continue to owe the insurer any unpaid premiums. This is a serious problem affecting our customers and the entire auto insurance industry.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. While it's often a factor in the cost of car insurance, Michigan law doesn't allow insurance companies to use marital status when setting rates. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state.
The individual costs of your car insurance in Detroit will vary depending on your statistical likelihood of filing a claim. If you sell your car and no longer need coverage, your insurance company can send you a refund check if your policy is canceled before its term ends. Keeping a clean driving record can help you get the best car insurance rates and avoid potential increases in premiums. Overall, the best advice for getting cheap car insurance in Detroit is to compare rates and quotes with several companies and consider all your options.
There's no need to cancel your car insurance after selling a car if you're driving a different vehicle. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. If you cancel your policy after just three months, your insurer will issue an insurance refund for the remaining nine months. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
It's important to drive safely and defensively to avoid car accidents and minimize the impact on the cost of car insurance. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.