Ieuter Insurance Group provides insurance services in Dearborn and throughout Michigan. Competitive pricing, comprehensive insurance options, and superior service. Instead of asking, does my car insurance have full coverage? Ask your insurance company or agent if you have the right coverage. Paying for all the protections offered by your insurance company can be expensive.
While your lender may consider that the minimum state liability is sufficient, that may not be sufficient coverage to protect you and the other drivers included in your policy. You could consider customizing coverage for you, your family and your vehicle. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. In most cases, when an insurance company, agent, or lender refers to full-coverage car insurance, they are generally referring to all risks and collisions, in addition to any other coverage required by their state.
Keep in mind that a policy with extensive coverage may be more affordable than you think, since Progressive offers several discounts on car insurance that can help you get affordable car insurance with the right coverages for you. The additional amount depends on many factors, such as the year, make and model of the vehicle you want to protect. In addition to the car insurance deductible you choose, the cost of comprehensive and collision coverage will decrease if you choose a higher deductible. If your teen crashes the family car into their neighbor's house and causes damage that exceeds the limits of their car insurance.