If you pay the policy in full in advance, you'll get a discount. If the full payment option isn't right for you, we'll offer you a discount for setting up automatic payments from a checking account, credit card, or debit card. This discount cannot be combined with full payment (discounts). You'll get another discount when you pay your policy in full in advance.
To get the full Progressive discount, drivers must pay for six months of coverage in advance. Customers in California and New York cannot get this discount due to state laws on factors that auto insurance companies can use to set rates and discounts. Progressive doesn't provide specific information on how much you can expect to save if you pay in full. However, discounts paid in full by other major auto insurance companies range from 8 to 20%.
Customers can get the Progressive multi-policy discount by combining any combination of two or more Progressive insurance policies, such as auto, home, renters, boat, motorcycle and recreational vehicle insurance policies. As long as the customer maintains continuous insurance coverage, they will upgrade to the next level of Progressive discount every 12 months. For example, if you're starting with home insurance, you can add car insurance or any other policy later so you can qualify for Progressive's multi-policy discount. Progressive loyalty discounts are for customers who purchase more than one policy, such as insuring multiple cars or buying both home and car coverage.
However, Progressive offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're in the driver's seat. Progressive's ongoing insurance discount is available in most states, except New York and California. If you're comfortable signing your documents online (securely), that's another simple way to reduce car insurance. Through its ongoing insurance discount program, Progressive offers an incentive to drivers who have been responsible and have maintained uninterrupted auto insurance coverage.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. For example, Progressive offers a multi-vehicle discount to drivers who insure more than one vehicle on their policy. One way to get cheaper car insurance is to look for car insurance, and quoting with Progressive could result in lesser-known discounts and savings. Progressive offers several levels of ongoing insurance discounts, and the exact amount of the discount varies.
The exact amount of Progressive's ongoing insurance discount varies for each customer, depending on how long they have maintained the insurance without interruptions or cancellations, as well as other factors, such as where they live and their driving history.