If you have a covered accident, you can rely on a rental car reimbursement to pay the cost of renting a car. If you decide to have your car serviced at a repair center authorized directly by Liberty Mutual and allow us to arrange the rental of the car, we will pay the rental expenses for as long as necessary to repair your car. Your Liberty Mutual car insurance should cover your rental as long as the vehicle is worth similar to what it already has. But if you have a 230,000-mile Chevy Spark and rent a luxury SUV, you may be underinsured.
Did you know that Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets, such as a house, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable prices. The amount of coverage you select for your belongings, liability and medical payments, the deductible, the location, the type of residence, and whether you combine your renters insurance with additional insurance policies influence the cost of renters insurance. Some credit cards, including many travel rewards cards, offer car rental insurance if you use the card to pay.
If you don't have enough coverage through Liberty Mutual to cover your rental vehicle, you can take out insurance with your car rental company or see if your credit card company offers it. If you don't have either type of coverage, you can take out personal accident insurance through the car rental company. If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries.
When you rent a car, you get the same rental car insurance coverage that you have for your personal vehicle, including the same coverages and limits. Liberty Mutual liability insurance typically extends to your rental vehicle while driving in the U.S. UU. If you have collision and comprehensive insurance with Liberty Mutual, it will normally cover any damage that occurs to the rental vehicle itself during the rental period.
Remember that your Liberty Mutual car insurance will only cover up to the limit of your own vehicle's policy. Keep reading to find out everything you need to know about Liberty Mutual car rental insurance and how it works. If you didn't do any homework before renting the car, you can opt for collision damage exemption (CDW) at the counter to be safe or, better yet, save money by taking out affordable insurance from a third-party provider before leaving the rented car park. However, you may already have rental car insurance through your current insurance coverage or credit card.
It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount.