No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums take miles into account, as the rates are an average of. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. The best way to find cheap car insurance is to compare prices and compare quotes from several insurers.
Your car insurance needs are unique to your situation, so understanding those needs and comparing prices can be an important step in looking for the best car insurance. Drivers who are denied auto insurance on the open market due to drunk driving or other factors can apply for coverage through the Michigan Auto Insurance Placement Service. Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance. This information can give you a holistic view of the average car insurance in your state or metropolitan area and can provide you with a reference point for you to use to determine how competitive your current premium is.
Bankrate spoke to three experts in the auto insurance industry to get their views on the current environment. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. The best auto insurance companies offer rates, coverage options, discounts, third-party scores and digital tools that fit your individual needs. See NerdWallet's guide to car insurance requirements by state to learn more about how the mandatory and optional coverages of your auto policy work in Michigan.
Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means a lower chance of filing a claim. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Bankrate wanted to know if increasing coverage limits to combat inflation could affect auto insurance rates. Carol Pope is an insurance writer for Bankrate and, before joining the team, she worked as an auto insurance agent for 12 years.
From its extensive list of unique additional coverage options to the fact that it's sold by expert local agents, you might want to consider Sfeco if you value the added benefits of your car insurance policy. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate.
