Yes, Geico offers car rental insurance. If you already have a personal car policy with Geico that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered. With Geico, rental cars are covered by the company's rental reimbursement program, but this coverage only helps if you need a rental car because yours requires repairs.
Keep in mind that rent reimbursement won't help you pay for a car rental when you go on vacation to another state. Geico also offers rental car reimbursement coverage, which helps pay the cost of renting a car while your personal vehicle is being repaired for a covered claim. However, Geico's comprehensive and collision coverage limits may not be high enough if you rent a car worth much higher than your personal vehicle and the car is completely liquidated. If you don't have either type of coverage, you can take out personal accident insurance through the car rental company.
As you can see, Enterprise's rates are significantly higher than those of other companies, and Budget is presented as the most affordable car rental insurance option. I've been told that Geico's personal insurance doesn't cover rental cars if the rental lasts more than 30 consecutive days. While it doesn't offer any car insurance specific to rental vehicles, Geico does offer you a few options. Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy.
Geico doesn't offer discounts on rental cars, but you can get a rental refund with Geico, which could help you save money on renting a car if you ever need to rent it while your vehicle is being repaired. While each standard auto insurance company has its own criteria for covering rental cars, some situations are generally excluded. The main reason is that liability insurance coverage only covers damage that you cause to other people and their vehicles. You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy extends to your rental car.
It seems like I need to review car insurance policies and see which one would best complement rental car insurance. The first step is to review your car insurance policy or contact your provider to see what type of rental vehicle coverage is already included in your personal auto insurance policy. Generally, your health insurance will cover injuries that result from a car accident, and home or renters policies cover items stolen from a car. In most cases, collision damage exemptions also offer “loss of use” coverage if the car rental company charges for the time a damaged car cannot be used because it is being repaired.
Or, if you're looking for a new car policy, compare car insurance and find out why GEICO is the right choice.
