Get a car insurance quote today and find out why 99% of our auto customers get at least one discount. Progressive offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course. Specific age requirements vary and the discount is only available in states that legally require it. Most young drivers are added to their parent's policy once they start driving, but the cost can still be quite high.
On average, 16-year-olds pay some of the most expensive car insurance rates compared to all age groups. However, researching auto insurance discounts for teen drivers could help reveal some useful savings opportunities. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. The cost of car insurance depends on many factors, including driving records, annual mileage, location, age, and more.
For example, Progressive offers a multi-policy discount, which gives a discount to drivers who have two or more policies with Progressive. Drivers between 50 and 60 years old may have lower insurance rates than most other age groups, according to data from Progressive. You can reduce the costs of your Progressive car insurance by taking advantage of Progressive discounts, opting for a higher deductible and reducing your coverage, among other things. Because your credit history is correlated with your likelihood of filing an insurance claim, Progressive uses your credit data to calculate your premium in states where it is legal.
Even if you have an excellent driving record, your car insurance premium is likely to eventually increase during your last year. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Opting for a higher deductible on any of your Progressive insurance policies can lower your premium. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Consider the following table with various types of vehicles to illustrate how the make and model of your car could affect the cost of your insurance. The Bankrate study of the best auto insurance companies in Michigan revealed that Geico, USAA, Progressive, Auto-Owners and Travelers offered some of the best coverage options for drivers in the state. Like most states, Michigan has car insurance requirements that indicate the minimum amount of coverage you need.