Save if you have more than one vehicle on your policy list. You can add any car to your car policy (that belongs to your spouse, family member, or roommate), as long as it stays primarily in your direction. Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home.
With most insurers, unmarried couples can share a joint auto insurance policy or add to each other as drivers listed on separate policies. Sharing a policy can have advantages and disadvantages, so check with your insurer to see if shared or separate coverage is best for you. Many insurers use credit-based insurance scores to calculate auto insurance rates. Generally speaking, a better credit-based insurance score means a better rate.
And no, getting a quote won't affect your real credit rating. Learn more about credit-based insurance ratings. Like other insurance departments, the Indiana Department of Insurance regulates rates through state laws and procedures. Most insurers allow you to add a partner, such as a boyfriend, girlfriend, fiancé, or domestic partner, to your car insurance policy if you live together.
Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place. On average, car insurance rates are higher when you're younger and decrease (or stabilize) as you age. However, Hawaii, Massachusetts and Montana are exceptions to this trend, since they prohibit auto insurance providers from considering the customer's marital status when calculating the insurance rate. Sharing car insurance with someone else can result in a lower price than buying two separate policies.
If you don't have loopholes or cancellations in your insurance history, you'll usually get a lower car insurance rate. An insurance company that is based in Ohio but does business in Indiana would be considered a foreign insurer. Progressive offers a discount for good students if parents add an eligible teen driver to their policy to reduce the cost of insuring new drivers. Of the 12 factors mentioned above that influence car insurance premiums, one of them is yes, you guessed if it's male or female.
However, if you're just worried about not carrying a printed copy of the insurance with you, you can always use an electronic proof of insurance. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. A 2004 study by the National Institutes of Health also found that drivers who had never been married had twice the risk of being injured in a car accident compared to their married peers, suggesting a difference in the cost of insuring the two groups. There are a variety of factors that affect your car insurance rate, such as your age, location, driving history, use of the vehicle, accidents, type of vehicle, and more.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.