In addition to saving you money, packages make your financial life more comfortable. You'll deal with just one company, and possibly an agent, if you need to file a claim for both your car and your home because, for example, a severe storm damages the roof and breaks the car windows or a large tree falls in your garage. In addition, your renewal periods and account statements will be simplified. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Average car insurance rates in Ann Arbor are above the national average, so it may take a little more work to find cheap coverage. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. However, car insurance rates vary depending on a variety of factors, including your driving history, as well as the limits and coverages you choose.
For example, if your vehicle has elements of safety equipment, such as an anti-theft device (better known as your car alarm), blind spot detection or anti-lock brakes, your insurer should automatically apply a discount of between 5% and 15%. The medical payment coverage in your auto insurance policy will cover your co-worker's hospital bill up to the limits of your policy. While you'll have to meet Michigan's minimum car insurance requirements to drive legally, any type of additional coverage you choose is up to you. Progressive roadside assistance pays for towing services if your car breaks down for any reason, whether it's on the road or in your driveway.
Find out what you need to know about car insurance rates and requirements in Michigan, and the possible discounts you can get with us. The talking lizard from Geico and the cheerful Flo from Progressive say that switching insurance companies and combining policies can save you money. According to the insurance comparison website Policygenius (opens in a new tab), approximately one-third of people with home or car insurance haven't changed policies for better coverage and lower premiums.