In Idaho, we offer an accident prevention course in Idaho. Depending on where you live, taking a road safety course can help you get discounts on car insurance. Ask a local State Farm agent for a list of qualifying courses and requirements. Like most states, Michigan has car insurance requirements that indicate the minimum amount of coverage you need.
Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance, in addition to vehicle insurance. For this reason, younger and newer drivers tend to pay much more for car insurance compared to older, more experienced drivers. Young drivers who have left home and own their own vehicle are generally expected to have their own car insurance policy.
However, researching auto insurance discounts for teen drivers could help reveal some useful savings opportunities. On average, 16-year-olds pay some of the most expensive car insurance rates compared to all age groups. The make, model and year of the vehicle you choose will also influence your car insurance rates in Michigan. The Bankrate study of the best auto insurance companies in Michigan revealed that Geico, USAA, Progressive, Auto-Owners and Travelers offered some of the best coverage options for drivers in the state.
Consider the following table with various types of vehicles to illustrate how the make and model of your car could affect the cost of your insurance. The cost of car insurance depends on many factors, including driving records, annual mileage, location, age, and more. However, auto insurance companies in Michigan can't consider your credit score or gender when calculating your premium. Researching your options, understanding your needs, and comparing prices could help you find the best auto insurance company in Michigan.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.