Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. Read the full answer on traffic accidents and violations, which would increase your Liberty Mutual premium. Liberty Mutual is NAR's exclusive auto, home and renters insurance provider, offering quality coverage, expert advice and special discounts of up to 10% for NAR members.
Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer. Visit the specific Liberty Mutual page for more information or to enroll in the auto insurance referral program. Overall, married couples pay about 9% less for car insurance than single drivers because they're less likely to file a claim. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course.
You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Liberty Mutual in the long term. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.
Liberty Mutual takes a variety of factors into account when calculating your premium, although some, such as your age and location, are beyond your control. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run.
Liberty Mutual offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course.