The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. If you have problems with Geico's online quotation system or prefer to speak to a representative, you can also request a quote through a local Geico agent or by calling (800) 207-7847. For more information on how to save on car insurance for teen drivers, check out WalletHub's picks to find the cheapest teen car insurance.
Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger.
Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer. Each insurer uses its own algorithm to calculate premiums, so even if Geico charges you a high premium, you may be able to find a cheaper policy with another insurer. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. Drivers who invest in safety training or educational courses can benefit from savings on their car insurance.
Geico is very expensive because car insurance is expensive overall, due to rising costs for insurers. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles.
Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal.