The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined.
Bankrate spoke to three experts in the auto insurance industry to get their views on the current environment. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance. For example, you might consider adding additional expense insurance if you buy a newer car or rideshare coverage if you drive for a company like Uber or Lyft.
Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer. Carol Pope is an insurance writer for Bankrate and, before joining the team, she worked as an auto insurance agent for 12 years. Searching for cheap car insurance quotes with several insurers is the best way to find lower rates. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate.
You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. From its extensive list of unique additional coverage options to the fact that it's sold by expert local agents, you might want to consider Sfeco if you value the added benefits of your car insurance policy. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. If you're facing a premium increase on your next policy renewal, it's worth considering looking for a new auto insurance company.
Bankrate's content team, which includes licensed insurance agents with decades of combined industry experience, researched 122 auto insurance companies to find the best of the best. Coverage is available to virtually all types of drivers, making their auto insurance coverage generally accessible, even for consumers with an imperfect driving record.